Financing

At Elite Trucks USA, we strive to make the process of purchasing a truck as easy as possible. Whether you have excellent credit or damaged credit, we will connect you with our vast network of lenders to find the best financing plan for your business.

We are a privately owned family company that specializes in the remarketing of fleet semi-trucks. We encourage entrepreneurs looking to buy their first truck as well as fleet owners and experienced owner operators to come and see how we can help you!

We Make It Easy!

  • Apply for Financing through our website credit application
  • Sign finance agreement
  • Send the down payment (cash, credit card, wire transfer, trade in, etc.)
  • Finalize insurance for your new truck
  • Get out on the road and start making money!

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Financing FAQ


What information do you need me to provide to finance my truck?

If you are currently operating a business and have satisfactory credit history, all you would need is an application. If you are starting a business or have bad/ no credit, we will need an application along with 3 months of recent bank statements. This will help expedite the process.

Do you require truck insurance?

Yes. In addition to insuring the equipment which is securing your loan or lease, it is important for you to mitigate the risk to your business by minimizing the financial impact of any damage to your equipment. Elite Trucks USA also helps customers with insurance solutions

Can I trade in my truck and finance a newer one with Elite Trucks USA?

Yes. Bring the truck to Elite Trucks USA for an appraisal. If you own the truck, we will use the appraised value against the newer truck you wish to finance. Its that simple!

What types of finance do you offer?

Elite Trucks USA offers wide range of finance options. We have lenders as well as our in house financing service that can offer a custom solution based on your specific needs.

Will Elite Trucks USA send my application to a large number of lenders?

No. Whether you are a first time buyer or a fleet owner, we will preselect financing houses that are best fit for your specific situation.

How can I calculate what my payments will be and how do I know what I can afford?

When financing with Elite Trucks USA, we will work with you to figure out what your monthly payment should be based on your income. Our goal is to empower your business and for you to succeed in the transportation industry. However, to provide general guidance when considering a typical over-the-road transportation business, the monthly loan or lease payment tends to average around 20 percent of a business’s monthly gross income.

What if I can’t make a payment?

Please call your Elite Trucks USA account manager to work through a solution. The earlier the lender is aware, the easier it is to come up with a plan that works for both parties.

Does Elite Trucks USA finance first-time buyers?

We certainly do! One of the benefits of the trucking industry is that it allows entrepreneurs to start their own business with relative ease. We have the expertise and financial solutions to help these individuals purchase their first truck.